Articles by Richard Oldale

December 21, 2021

Everything You Need To Know About CDW & SLI

When you hire a car anywhere in the world, most countries insist that you also purchase insurance cover. This standard type of insurance covers you for minor repairs that may be required to the car if you are involved in an accident, it may also cover the cost of a car if the vehicle is written-off. However, drivers also have the option to buy additional insurance which provides you with financial protection the standard cover sold with hire cars does not offer. These additional types of car hire excess insurance are Collision Damage Waiver (CDW) & Supplemental Liability Insurance (SLI). Find out everything you need to know about CDW & SLI coverage and how it can work for you via our in-depth guide here.

December 3, 2021

Everything You Need To Know About GAP Insurance

Guaranteed Asset Protection is often overlooked as an insurance policy. However, if your car is written-off or stolen, a GAP policy could mean you won’t be financially damaged. When you purchase a car, it is important to know that it will very likely depreciate, often much faster than you would expect. Given how quickly cars depreciate, it is not surprising that drivers feel betrayed by their car insurance policies, yet it seems apparent that few drivers in the UK are unaware that there is a solution. Find out everything you need to know about GAP insurance coverage and how it can work for you via our in-depth guide here.

November 30, 2021

What Are The Types Of Private Car Excess Insurance?

Private excess insurance reimburses the out-of-pocket expenses you are obligated to pay on a private car insurance claim. Every type of insurance policy has an excess clause. The clause states a sum of money that the policyholder must pay. For example, if you are involved in a road accident and want to pay for the repair on your private care insurance, you must pay the excess. We have covered all types of private excess insurance in full here.

November 24, 2021

Is It Worth Taking Out Private Car Excess Insurance?

Private car excess insurance is a cost-effective way for people to avoid losing a significant financial outlay on a motor insurance policy. Excess insurance covers the cost of the excess stated in your car insurance policy. You may wonder whether you need to pay private car excess insurance if you’re already paying a premium on your car insurance. In this article, we cover the pros & cons, whether it will benefit you financially & how you can make excess cover work in your favour.

November 10, 2021

Do I Need Gadget Insurance And Home Contents Cover?

The array of devices the average person owns today can accrue to well over £2000. If you should happen to lose or damage any of your devices, are you covered by your home contents insurance or do you also need gadget insurance?

October 5, 2021

Home Excess Insurance Cover: What Is It? Do You Need It?

In this article, we will discuss what home excess insurance cover is, the benefits it offers and whether you need it. We’ll also discuss what home insurance policies we do not generally cover and how home excess protection policies can help to fill the void.

September 20, 2021

Can I Insure My Fleet With Commercial Vehicle Insurance?

To drive any type of vehicle on UK roads, you need insurance. Companies should consider whether commercial vehicle excess insurance is the best option to provide your business fleet with accident and damage protection. Find out more here.

August 30, 2021

Does Commercial Vehicle Excess Insurance Provide Your Van Cover?

Keeping your van and other commercial vehicles on the road could be critical for your income. If you’re unfortunate enough to be involved in an accident, you want to be assured that your work’s van is covered for accident and damage protection. Find out what vehicles are covered by us here.

August 23, 2021

What Is The Best Way To Save Money On A Hire Car?

Covid-19 has caused huge-scale disruption to numerous industries. Among the hardest-hit companies were car hire firms. For holidaymakers, hiring a car on foreign turf could be expensive. As a result, demand outweighs supply; subsequently pushing up the prices. On the plus side, there are several ways you can save money on a hire car.

August 16, 2021

How Does Covid Affect My Income Protection Insurance?

If you recently took out an Income Protection policy or you are thinking of purchasing short-term Income Protection, you may be wondering whether it covers you from illness due to Covid-19.