No one wants to get ripped off, of course, but if you are thinking of hiring a car in Europe this year, the chances are that someone is certainly going to try to do just that.
Before considering how you might save money on buying your car hire excess insurance, it might be helpful to take a quick look at just what it is and why you might need it in the first place.
Insurance may be one of those products on which it is always especially rewarding to know that you are saving money. It is a form of cover that you hope you never need, of course – so some people might be tempted to dispense with it altogether.
If you are looking for car hire excess insurance, you are unlikely to be alone. Currently the amount of excess attached to the insurance cover included in the majority of car rental deals in the UK and Europe ranges from around £500 to £1,500 – or more if you are hiring a particularly high-end vehicle.
When it is time for your holidays, no one wants to appear to be a tight-fisted miser. The good news is that you do not have to be anything of the sort to make the kind of savings that are likely to help your holiday money go further – and so increase the pleasure of that well-earned break.
If you own a car, you already almost certainly know that it is a legal requirement to have a minimum of third party insurance to drive on the roads or use it in any other public space.
Before considering the pros and cons of this kind of insurance, it is probably helpful to look at just what it is...
It seems reasonable, doesn’t it? When you book a service in advance, you expect to know how much you are going to be paying for it. When it comes time to pay and you are landed with additional charges on top of those you were quoted when making the reservation, you might feel entitled to complain.
As the government backed Money Advice Service (https://www.moneyadviceservice.org.uk/en/articles/car-insurance-how-to-get-the-best-deal ) points out, the cost of insurance has risen fairly steadily in recent years and there is little sign of that trend slowing or reversing any time soon.
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