How is it generally possible to measure the money you are saving through the purchase of any kind of insurance?
This whistle-stop tour of home excess insurance describes how you might make the most of your home insurance, feel more confident in secure in making the claims to which you are entitled, and gaining the discounts on home insurance premiums which you might earn by accepting higher levels of excess.
The vast majority of customers might never think to look for car hire insurance. After all, if you are hiring a car in many parts of the world, the price you are quoted already includes what seems to be an adequate insurance package – it typically meets local legislation with respect to third party cover and usually includes a degree of protection against loss or accidental damage to the vehicle itself.
As a diligent home owner you are likely to have arranged home insurance to protect the building and its contents against loss or damage. As a prudent tenant, you might also have arranged contents insurance for all the belongings and possessions you have in your rented accommodation
As if some terms were not confusing enough to begin with – especially when it comes to insurance – different terms may be used when you are in America to those you generally use in the UK and Europe.
It is probably not very often that you hear about buying insurance that might actually end up saving you money, but one of the – probably surprising – instances is when you buy car rental insurance.
As if some of the existing traps and pitfalls of hiring a car abroad were not enough, this summer saw an additional complication arising from a decision by the UK authorities. This was the Driver and Vehicle Licensing Authority’s (DVLA) (https://www.gov.uk/contact-the-dvla) decision to scrap the paper counterpart to driving licences issued in Britain with effect from the 8th of June 2015.
Not only is it fun, but travel broadens the mind, they say. This may be all very well, but there may still be some aspects of your journey which are better arranged before you leave home. Not only are products you buy at home likely to be more familiar, they might also prove much cheaper.
It is the UK’s closest continental neighbour, so it is hardly surprising that so many British drivers venture onto French roads each year – whether they are taking their own car or hiring one once they have crossed the Channel.
Countless complaints are made by individuals ripped off when hiring a car abroad, says the Mirror (https://www.mirror.co.uk/money/personal-finance/hiring-car-holiday-abroad-10-6450382) newspaper in its edition on the 15th of September 2015.