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Car Hire Excess Insurance

Car hire excess insurance from Bettersafe ensures that if you are charged an excess for any damage to a hire car, you will be able to claim reimbursement.

What Is Excess Insurance?
When you rent a car, the price will typically include some form of insurance from the car rental provider. However, that insurance is likely to be subject to a potentially very substantial “excess”.

The excess is the amount of money that the rental agency will expect you to pay towards the cost of any damage to the vehicle while it is hired to you.

The sums involved can be very high – up to £2,300 in some cases.
Our car hire excess insurance insures you for up to £6,000.
You can find out more about our policies by visiting our FAQ or by looking at the policy wording.

Collision Damage Waiver (CDW) and Supplementary Liability Insurance (SLI)  

In some countries around the world car rental agreements only offer limited or no third-party liability insurance.
In addition to the normal excess, CDW/SLI policy provides cover for any amount you become liable for over and above the car hire company’s own policy up to US $100,000 CDW for damage to the rental vehicle and US $1,000,000 for third party bodily injury and damage to material property.
Cover Gross Premium  
Daily UK & Europe £1.99 Buy Now
Daily Worldwide (ex. CDW & SLI) £2.99 Buy Now
Daily Worldwide (inc. CDW & SLI) £4.49 Buy Now
Annual UK & Europe £37.99 Buy Now
Annual Worldwide (ex. CDW & SLI) £46.99 Buy Now
Annual Worldwide (inc. CDW & SLI) £84.99 Buy Now

Why Buy It?
Given the scale of your potential financial exposure, it is easy to see why protecting yourself with car hire excess cover can be the most sensible option.      

Buying in advance from Bettersafe is likely to be much cheaper than buying from the car hire company.
Car Hire Company Excess Excess Waiver Costs Cost Of Excess Waiver Per Day Rental Only Cost Combined Cost Of Rental And Excess Waiver Excess Waiver Costs As A % Of The Cost Of Rental
AVIS Theft £1,157
Damage £609
£188.64 £23.58 £402.86 £591.50 31.9%
HERTZ Theft £1,740
Damage £1,392
£281.82 £35.23 £472.19 £654.01 43.1%
EUROPCAR Theft £2,185
Damage £1,214
£220.98 £31.57 £372.48 £630.84 41.0%
SIXT Theft £1,771
Damage £1,386
£203.04 £32.30 £327.63 £585.15 37.4%
GOLDCAR Theft £3,045
Damage £1,218
£125.00 £22.13 £305.67 £482.69 36.7%

(Data; March 2018) The table shows the excess insurance (CDW) cost for a UK resident renting a Fiat 500L or equivalent car (mid-range, Group D/E) from Milan (airport) for 8 day’s rental from 01/10/2018 – 08/10/2018.

Compare this to Bettersafe’s car hire excess insurance where we charge from £1.99 per day for the same cover (i.e.reduction to a nil excess). 
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